善生、 善终、善别

虽说，在遗嘱里，你能够注明要什么样的葬礼， 但，我不想贪你这一个条款的佣金。
我并不鼓励把葬礼的进行方式、灵位地点等与资产无关的事放进去。

原因 —— 你的遗嘱执行者通常会在处理好葬礼的事宜才会去想分配财产的事。而若葬礼已经结束了，而且家人用的方式不是往生者所想要的，那么试问把这一项列入遗嘱里有什么用？

器官捐赠也是如此。若已经火化了，才领出遗嘱来看 —— 哪个骨灰是肝、哪个是肾都不懂了，怎样捐？？？

喜欢图中的一句 —— “什么东西留给什么人都说清楚了，不然我走后才来争吵，不是很头痛？” —— 不过，话说回来，说归说，有与没有遗嘱的差别在分配过程中就一清二楚了！

图片取自《要讲，不讲，死都要讲》

GP vs LoA, which is easier???

There are some very clear advantages in making sure that you have a valid will in place. It is [1] cheaper to extract grant of probate (meaning, there is a will) than it is to extract Letters of Administration (where there is no will). It is also [2] faster. [3] No guarantors are required for probate.

You also [4] get to choose and specify clearly who will administer the estate and who should be the rightful guardian of children if any. You can also [5] provide for your beneficiaries in a very specific way and know that your wishes will be carried out.

It also serves to [6] avoid bickering and squabbles among family members which as we know, can be very damaging. As we have seen all too often, even families can fight bitterly, when money is involved.

We can see, it is much easier to extract Grant of Probate!

Source: KCLau.com

Common mistake - part 2

With an invalid will, is just like without a Will.

3. Selecting The Wrong Person To Be Witness
If your witness is also a beneficiary or the spouse to a beneficiary in your Will, then that person forgoes his or her gift. A gift made to someone who witnesses your Will is deemed to be null and void.
HOW TO PREVENT THIS - It is better asking close friends to be witnesses rather than family members who may be a potential beneficiary.
BEST SOLUTION

You sure need to know about "sureties"

If we die intestate, [1] our assets will be distributed according to the formulas set out in the Distribution Act 1958, and NOT according to your wishes or the needs of your family members.

[2] The court will appoint a trustee and executor to administer your estate, and this may give rise to disputes between family members or beneficiaries on who should be appointed.

[3] The court will appoint a guardian for your minor children, and the person appointed may not be your preference.

[4] The distribution process will take longer and cost more, ordinarily requiring a bond and the appointment of 2 sureties to guarantee the proper administration of the estate.

Know more about SURETIES:

• 2 sureties who must have assets within the jurisdiction equivalent to the amount of the Deceased’s estate as security for the due administration of the estate.

Due to the difficulties in finding the required sureties, the applicant for the Letter of Administration will usually be advised to file an application for dispensation of sureties to dispense with the requirement of Section 35(1) Probate and Administration Act 1959 and it usually will be granted by the Court.

With a will, there is NO requirement to provide for the sureties as a form of securities for the due administration of the estate.
There is also NO NEED for the executor to apply to the High Court for distribution order because distribution is in accordance with the terms of the will.

Source: Rockwills Corporation Sdn Bhd

未了情？让我们好好地来，好好地走吧

很好的问题：
1. 你希望自己的身后是如何处理？
2. 有什么心愿未了？
3. 遗嘱该怎么写？

我一直很佩服我的外婆，她如果还在，应该有90多岁了吧。
那个年代的人们，尤其是华人，最避忌谈“死”。
可是我的外婆，在50、60岁左右，就开始买了牌位、丧礼要用的毛巾，还交代我们所有子子孙孙，她的私房钱要怎么分、丧礼要怎样办。
但，她并不悲观，她安排是一回事，另一边，她好好的活着，做自己喜欢做的事，念念佛，拜拜佛，日子过得很好。
我想，这就是——善生、善终

为自己铺好“走后”要走的路，何尝不是一件好事？

图片取自《要讲，不讲，死都要讲》